tow SATURN SKY 2008 Owner's Guide

Insuring Your Vehicle
Protect your investment in your GM vehicle with
comprehensive and collision insurance coverage. There
are signicant differences in the quality of coverage
afforded by various insurance policy terms. Many
insurance policies provide reduced protection to your
GM vehicle by limiting compensation for damage repairs
by using aftermarket collision parts. Some insurance
companies will not specify aftermarket collision
parts. When purchasing insurance, we recommend that
you assure your vehicle will be repaired with GM
original equipment collision parts. If such insurance
coverage is not available from your current insurance
carrier, consider switching to another insurance carrier.
If your vehicle is leased, the leasing company may
require you to have insurance that assures repairs with
Genuine GM Original Equipment Manufacturer (OEM)
parts or Genuine Manufacturer replacement parts. Read
your lease carefully, as you may be charged at the end
of your lease for poor quality repairs.
If a Crash Occurs
Here is what to do if you are involved in a crash.
Try to relax and then check to make sure you are all
right. If you are uninjured, make sure that no one else
in your vehicle, or the other vehicle, is injured.
If there has been an injury, call emergency services
for help. Do not leave the scene of a crash until all
matters have been taken care of. Move your vehicle
only if its position puts you in danger or you are
instructed to move it by a police officer.
Give only the necessary and requested information
to police and other parties involved in the crash.
Do not discuss your personal condition, mental frame
of mind, or anything unrelated to the crash. This will
help guard against post-crash legal action.
If you need roadside assistance, call GM Roadside
Assistance. SeeRoadside Assistance Program on
page 7-7for more information.
If your vehicle cannot be driven, know where the
towing service will be taking it. Get a card from the
tow truck operator or write down the driver’s name,
the service’s name, and the phone number.
Remove any valuables from your vehicle before it is
towed away. Make sure this includes your insurance
information and registration if you keep these items
in your vehicle.
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Gather the important information you will need from
the other driver. Things like name, address, phone
number, driver’s license number, vehicle license
plate, vehicle make, model and model year, Vehicle
Identication Number (VIN), insurance company and
policy number, and a general description of the
damage to the other vehicle.
If possible, call your insurance company from the
scene of the crash. They will walk you through the
information they will need. If they ask for a police
report, phone or go to the police department
headquarters the next day and you can get a copy of
the report for a nominal fee. In some states/provinces
with “no fault” insurance laws, a report may not be
necessary. This is especially true if there are no
injuries and both vehicles are drivable.
Choose a reputable collision repair facility for your
vehicle. Whether you select a dealer/retailer or a
private collision repair facility to x the damage,
make sure you are comfortable with them.
Remember, you will have to feel comfortable with
their work for a long time.
Once you have an estimate, read it carefully and
make sure you understand what work will be
performed on your vehicle. If you have a question,
ask for an explanation. Reputable shops welcome
this opportunity.
Managing the Vehicle Damage Repair
Process
In the event that your vehicle requires damage repairs,
GM recommends that you take an active role in its
repair. If you have a pre-determined repair facility of
choice, take your vehicle there, or have it towed there.
Specify to the facility that any required replacement
collision parts be original equipment parts, either new
Genuine GM parts or recycled original GM parts.
Remember, recycled parts will not be covered by your
GM vehicle warranty.
Insurance pays the bill for the repair, but you must live
with the repair. Depending on your policy limits, your
insurance company may initially value the repair
using aftermarket parts. Discuss this with your repair
professional, and insist on Genuine GM parts. Remember
if your vehicle is leased you may be obligated to have the
vehicle repaired with Genuine GM parts, even if your
insurance coverage does not pay the full cost.
If another party’s insurance company is paying for the
repairs, you are not obligated to accept a repair
valuation based on that insurance company’s collision
policy repair limits, as you have no contractual limits with
that company. In such cases, you can have control of
the repair and parts choices as long as cost stays within
reasonable limits.
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Power (cont.)
Retained Accessory (RAP)............................2-18
Steering Fluid.............................................5-33
Windows....................................................2-11
Privacy..........................................................7-16
Event Data Recorders..................................7-16
Navigation System.......................................7-17
OnStar.......................................................7-17
Radio Frequency Identication.......................7-17
Programmable Automatic Door Unlock................. 2-7
R
Radio Frequency Identication (RFID),
Privacy......................................................7-17
Radios..........................................................3-50
Radio(s)........................................................3-54
Radios
Reception...................................................3-71
Setting the Time..........................................3-51
Theft-Deterrent............................................3-70
Rear Axle......................................................5-44
Limited-Slip.................................................. 4-8Rearview Mirror with OnStar
®...........................2-29
Rearview Mirrors.............................................2-29
Reclining Seatbacks.......................................... 1-3
Recommended Fluids and Lubricants.................6-12
Recreational Vehicle Towing.............................4-28
Reduced Engine Power Light............................3-36
Remote Keyless Entry (RKE) System.................. 2-3
Remote Keyless Entry (RKE) System,
Operation..................................................... 2-4
Replacement Bulbs.........................................5-48
Reporting Safety Defects
Canadian Government..................................7-14
Saturn.......................................................7-14
United States Government............................7-14
Restraint System Check
Checking the Restraint Systems....................1-50
Replacing Restraint System Parts
After a Crash..........................................1-51
Retained Accessory Power (RAP)......................2-18
Roadside
Assistance Program....................................... 7-7
Rocking Your Vehicle to Get it Out....................4-22
Routing, Engine Drive Belt...............................6-15
Running the Engine While Parked.....................2-28
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T
Tachometer....................................................3-22
Taillamps
Turn Signal, Stoplamps and
Sidemarker Lamps...................................5-46
Theft-Deterrent, Radio.....................................3-70
Theft-Deterrent Systems...................................2-12
Content Theft-Deterrent................................2-12
PASS-Key
®III+...........................................2-14
PASS-Key®III+ Operation.............................2-14
Tilt Wheel........................................................ 3-6
Time, Setting..................................................3-51
Tire
Pressure Light.............................................3-31
Tires.............................................................5-50
Aluminum or Chrome-Plated Wheels,
Cleaning.................................................5-90
Buying New Tires........................................5-66
Chains.......................................................5-72
Cleaning....................................................5-91
Different Size..............................................5-67
If a Tire Goes Flat.......................................5-72
Ination - Tire Pressure................................5-56
Inspection and Rotation................................5-63
Pressure Monitor Operation...........................5-59
Pressure Monitor System..............................5-58Tires (cont.)
Tire Sealant and Compressor Kit...................5-74
Tire Sidewall Labeling..................................5-52
Tire Terminology and Denitions....................5-54
Uniform Tire Quality Grading.........................5-68
Wheel Alignment and Tire Balance.................5-69
Wheel Replacement.....................................5-70
When It Is Time for New Tires......................5-65
Winter Tires................................................5-51
Towing
Recreational Vehicle.....................................4-28
Towing a Trailer..........................................4-28
Your Vehicle...............................................4-28
Traction
Control System (TCS).................................... 4-6
Limited-Slip Rear Axle.................................... 4-8
Traction Control System...................................3-29
Transmission
Fluid, Automatic...........................................5-23
Fluid, Manual..............................................5-23
Transmission Operation, Automatic....................2-20
Transmission Operation, Manual........................
2-23
Trunk.............................................................. 2-8
Trunk Ajar Light..............................................3-36
Turn and Lane-Change Signals.......................... 3-8
Turn Signal/Multifunction Lever........................... 3-7
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